New Delhi: There has been an increase in UPI payments in recent times. Often UPI payments are not made due to slow internet or net connectivity. But there is also a way that you can use to make payments through UPI without internet. There is USSD code for offline payment. You can access it from the dialer of the phone. This service is available to all mobile users. For this you do not need net connectivity in your mobile.
USDD is what we are talking about here. *99# is. This means that if you want to make UPI payment without internet, then you have to go to the phone and dial *99#. Then you will see a menu. In this you will see the option to send money to send money. Send money option is at option number 1. So you have to write 1 and answer USDD. That is, you have to type 1 and click on send option.
Here again you will see many options. In this, you will get the option to send money to anyone’s mobile number, UPI, bank account. Select the option on which you want to send money.
You can then provide the recipient’s bank account, UPI ID or mobile number depending on the option chosen by you. You will then need to comment on the payment. You will need to provide your UPI PIN to complete the transaction. Once you have entered the PIN, your transaction will be completed without any internet connection.